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Common Myths You’ll Hear About Making Money Online

Today, we hear a lot of things about the Internet and one of that is making money online. For one, it just seems ridiculous to hear how a person can make thousands of Singaporean dollars on the internet. But wait, is it actually true? That and many common myths are circulating today, and here are some of them.

The internet is full of scammers
This myth might have come from the idea that you should not trust everything online. Logically, it is true that you shouldn’t trust everything you see on the internet, but it also doesn’t mean that everything online is a scam. If you do want to avoid getting scammed you should only sell your services to websites or people who are reputable and have established themselves as trustworthy businesses.

Additionally, you should only proceed with your transactions if you’re completely comfortable with offers. Nonetheless, not everyone in the internet is a scammer. You will find a lot of legitimate websites where you can earn money.

There’s only one formula to make money online
You will usually hear this from people who claim to have the formula that can make you “earn S$40,000 a month”. This is all too common, but there is not at all one sole formula that can make you earn money online. You can teach online courses, trade stocks online, take paid online surveys, make money through blogs or YouTube videos. Sure, one approach can be more effective than the other, but there are so many ways to make money online!

“The internet is used by almost everyone, you can easily make money”
The first part of the sentence is true, the second? Not so much. Just because the internet opens up new ways for a person to reach out to an audience, it doesn’t mean that money will start flowing instantly. Making money on the internet still takes some hard work and some brains. “The internet is used by everyone”, so you’ll have to work and use your experience to know how you can engage with people and earn money. This basically means that you use the internet not just as a platform for business, but also as a tool.

A website/blog is all you need
You get to see all these famous Singaporean bloggers write about mouth-watering food, or travelling, and now you think a blog is all you need to earn money. This is a usually a rookie misconception, but still a wrong mindset. When you decide to start a blog, for example, you’ll have to be good at writing articles. Even then, you won’t have many readers if you’re just starting out unless you market yourself well. You’ll also have to consider SEO (search engine optimization) to know which topics or words people look for the most.

There are so many things to consider, and nothing comes instantly. So, don’t set your expectations too high and work hard!

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Keto Diet: Would You Really Want to Try It?

What is a keto diet?
Firstly, the term keto diet or ketogenic diet comes from the “ketone” molecules that the body produces as a result of this diet. Ketones are chemicals made in the liver as an alternative fuel source. The body produces ketones if it is short in insulin and cannot effectively turn glucose into energy anymore. With a ketogenic diet, the body is forced to use mostly fat as a fuel supply. Because you’re depriving your body of glucose, your insulin drops and you’ll burn fat faster as it is being used as fuel for the body. This state is called ketosis.

How does it work?
The general idea of keto diets has been discussed above already but there are details you should not miss. Again, the keto diet forces the body to switch its fuel supply from glucose to ketone bodies which are produced from stored fat. What makes this tricky, though, is that you’ll have to deprive yourself of carbohydrates (basic source of sugar/glucose).

This is especially hard for Singaporeans because rice is a staple food and it is a big source of carbohydrates. You’ll have to take only about 20 to 50 grams of carbohydrates or less per day. That’s only a cup or half a cup of rice for one day!

If you are able to do this, it usually takes 3-5 days for the body to reach ketosis.

The food you can (and cannot) eat
The most important thing to do to reach a state of ketosis is to cut your carbohydrate intake while focusing on fats and protein. You’ll have to consume mainly healthy fats like olive oil, butter, avocados, nuts and etc. along with some lean protein. Additionally, although fruits and vegetables are high in carbs, there are some that you can have. Berries, broccoli, spinach, onions, cauliflowers, and garlic are good choices.

You should then try to avoid starchy food like rice, bread, potatoes, and pasta, which are all high in carbs. You should also avoid food that’s high in sugar and processed food.

Does it have risks or side effects?
Although keto dieting is getting quite popular for weight loss, it has a lot of risks and side effects.

Firstly, making major diet changes can give you many issues. You’re depriving your body of essential nutrients to force it to change its fuel source, and so the body will always make a significant reaction. At the beginning you could feel extra tired, you may have cramps, headaches, and nausea.

Secondly, because your diet is mainly high in fat, you might have an increase in bad cholesterol which can eventually lead to numerous health complications and heart disease.

Additionally, it’s just really hard to do in Singapore because so much of our food contains carbohydrates. But if you really want to try it just to see how it feels, then, by all means do so.

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5 Surprising Ways Long-Haul Flights Affect Your Body

Travelling is fun, but not the 12-hour flight you have to endure to get to your destination. Although traveling by plane is safe, you can still experience a few unexpected side effects when you are 35,000 feet above the ground.

1. Blood in your feet can cause them to swell
Sitting in a restricted space for long hours can have an effect on your blood flow, leading to swollen ankles and feet. Health experts also said that sitting for long hours in unusual pressure level can cause the blood flow in your body to slowdown. Although we often hear advices saying to get up and move around every once in a while during long hours of flight, it can be unsafe in case of turbulence. If you are someone with underlying health condition and has an upcoming trip outside Singapore that entails four or more hours of flight, talk to your doctor about it.

2. The cabin pressure can make you feel gassy
The farting during long hours of flights isn’t just in your imagination. Remember when your physics teacher thought you that gas expands inversely to pressure? This holds true when you are more than 30,000 feet above sea level. Therefore, as your height increases during a flight, the pressure lowers and the gas inside your body expands accordingly, causing you to bloat and break wind.

3. You may not appreciate your food
The food they serve in the plane may not be as tasteless you thought they were. The very low humidity in the air you inhale inside the plane dries the membranes in your nose and mouth, affecting your taste buds. No worries, though, you can reactivate your sense of taste by drinking more water.

4. Air shifts inside the plane can cause toothache
Though it’s not as common, gas changes inside the body can affect your teeth as the gas settles in the cavities and fillings of your teeth. And while it is not very common, unlike ear pain during flights, there is nothing much you can do to avoid it. Probably, the only thing you can do is to take painkillers to relieve the pain. If you’re already experiencing even the slightest toothache, visit your dentist prior the trip.

5. The air inside the plane can cause bad breath
Dehydration of mouth can encourage growth of bacteria that causes bad breath. Not drinking water or eating anything for hours can cause another episode of ‘morning breath’ later in your flight. The good news is that it can easily be remedied. Just drink plenty of water throughout the flight and bring your toothbrush and mouthwash with you.
Do not let your flight hamper the fun of your vacation. With a little preparation, you can avoid these effects and even appreciate the silence and relaxation that your long-haul flight offers.

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The 3 Important Steps to Manage Your Finances Better

Sometimes, managing your money can be complicated. To budget your income well, you need to simplify the processes and you can keep your financial habits secure and your expenditure straightforward.

Here, we share to you three important steps to keep your spending organized.

1. Keep track of your finances
First of all, know where your money goes in order to budget it properly. Make use of some apps, your computer’s MS Excel or an accounting book to help you keep track of your spending.

Keep a weekly, monthly or even yearly record, so you know how much money you usually spend on a certain expense. Write down your income per month and deduct from that amount your fixed expenses like the mortgage and utility bills. Then, subtract the amount you want to put onto your savings from what remained from what remained. The amount of money you get after your savings is deducted is how much you can spend on personal expenses.

2. Evaluate the things you’re spending your money on
Evaluate every expense and determine which of those are necessary and while are worthwhile in the long run.
Rethink how you do your everyday activities. Do you often waste gas or transport fare by doing repeated trips to the same place on different days when you can just group the errands together in one spot all on the same day?
Do you really have to buy that expensive pair of shoes or just say no because you don’t really need another one to add to your collection of footwear?

Think hard about how and where you can cut corners so you can prioritize more important expenditure and more meaningful needs.

Ask yourself whether it’s really important and something that you need every time you are about to make a pricey purchase. Also, if you already have a family, ask yourself what’s more important. Perhaps, not the material things, but rather experiences and memories that will strengthen your family ties. So, instead of buying your kids the latest gadgets, save up for a vacation by planning your finances wisely.

3. Plan for unexpected expenses
It is smart to be always prepared and have a buffer in times of emergencies. Emergency funds should always be a part of any financial plan. Regardless of the situation, as much as possible, never touch your emergency funds, instead let it sit in the bank and earn interest. If something unexpected came up, such as losing your job, an accident or an unexpected expense like a family member got sick or your car broke, this is the time when you can take money from it.

Being able to manage your finances will make your life so much easier. Being organized will save you time and from potential headaches in the future.

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Get to Know the Important Tools to Have for Oil Painting

If you’ve always wanted to try out painting in oils but don’t know where to start, there’s no need to fret. With just a little know-how and the right tools, you’ll be able to get a good understanding on how each tool lends itself to the process.

Here are the most important tools you need to have to get started in oil painting:

Paint (including palette, brushes, solvent, and gesso)
What’s painting without the paint? Ideally, you want to have the basic colors down, and you can simply buy individual tubes for the basic colors and buy more paints over time.

Brushes are also important as the paint, but you don’t need to break the bank buying every single one – and they don’t need to be high quality either.

Solvent is used for breaking down the oil and make the paint more fluid, while gesso is what you prime your painting surface with to make the paint stick.

Easel and Canvas (or any other painting surface)
You can paint with oils on pretty much any surface that’s flat and will hold. This includes concrete walls, wood, and even stretched canvas over a wooden frame. As long as you prime the surface with gesso beforehand, you’re ready to go!

When it comes to wood planks or stretched canvas, having an easel will certainly help if the piece you’re working on is particularly small, as it keeps you from having to hunch constantly and strain your back.

Comfortable clothes (that you won’t mind being getting paint on)
Paint (and painting) is messy! While an apron will help a lot to keep paint from getting on your clothes, there’s still a good chance that you’ll get paint on your clothes, and while oil paint takes a long time to dry, it can also be difficult to remove.

Wearing more comfortable clothes will not only save you from having to keep your good clothes laundered for stains, but they also allow you to focus more on your painting by not being too tight or loose.

Oil
While your paint already contains a little bit of oil, you still need to add extra oil to adjust its thickness and consistency to your liking.

Unlike solvents, which are used primarily as paint thinners (they are also different from mineral spirits), oil isn’t used to thin the paint. Instead, they’re used to slow the drying time and make it more transparent, which makes it better for glazing.

Mineral Spirits
With oil painting, you clean your brushes in mineral spirits (different mixtures of odorless mineral spirits are now more widely used, since they’re much safer to handle than turpentine) instead of water or solvent.